Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa

Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa – Graduate Personal Banker at Stanbic IBTC Bank – Nasarawa, Stanbic IBTC Bank Job Recruitment for Graduate Personal Bankers, Personal Banker – Nassarawa Recruitment at Stanbic IBTC Bank, Stanbic IBTC Bank Ongoing 2018 Job Recruitment for Graduates, Stanbic IBTC Bank recruitment portal http//careers.peopleclick.eu.com and  Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa.
If you want to join the prestigious banking profession, read on and apply as instructed.

EMPLOYER BRIEFS:

Stanbic IBTC Bank has been a mainstay of South Africa’s financial system for 150 years. It’s now in over 16 countries across the African continent. Stanbic IBTC Bank is a leading African banking group that focuses on emerging markets globally and in Africa in particular. 
To help  drive Stanbic IBTC Bank success into the future, resourceful individuals are being recruited  to join the banks dedicated team at her various offices.
Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa

Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa

Stanbic IBTC Bank is  recruiting to fill the position below:

RECRUITMENT DETAILS:

Job Title: Personal Banker
Job ID: 29480
Location: Lafia, Nasarawa
Job Sector: Financial Services
Bank Sector: Retail & Business Banking
Job Purpose
This is to proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition

Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa


Core Responsibilities/Accountabilities:

These are to:
  • Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
  • Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
  • Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
  • Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
  • Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
  • Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.



Qualifications and  Cognate Experience:

These include:
  • A Bachelor’s degree in any related field
  • Minimum of Second Class Lower (2:2) division
  • Not less than 2  years banking experience, preferably interfacing with customers.
  • Strong relationship management background.
  • Experienced in upholding the highest levels of service.
  • Experience in completing credit applications successfully

Stanbic IBTC Bank Recruitment: Graduate Personal Banker @ Lafia Nasarawa

Knowledge/Technical Skills/Expertise:

  • Deep knowledge and understanding of the different personal and segment value proposition.
  • Knowledge of local market environment and financial issues that may impact portfolio.
  • Working knowledge of bank systems and operations
  • Thorough understanding of credit principles as well as application and maintenance processes.
  • Knowledge of the banks organogram and awareness of relevant reporting lines.
  • Interpret financial statements; assess sources of income and basic customer affordability calculations (debt to income ratio, loan to value ratio, instalment to income ratio, etc).
  • Demonstrate high levels of computer literacy – able to capture/update customer database, successfully complete product/lending applications, ensure credit maintenance, etc.
  • Proficient in Microsoft word and excel.
  • Time management
  • Ability to multi task
  • Ability to handle matrix reporting


Application Closing Date
31st January, 2018.
Method of Application
Interested and qualified candidates should visit http//careers.peopleclick.eu.com/careerscp to apply online.
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