How to download NIRSAL Loan Financial Modelling

Spread the love

How to download NIRSAL Loan Financial Modelling is embedded in the NIRSAL loan application portal. So, if your question is, how do I download NIRSAL loan financial model? As a matter of fact, here are ways you could do that. In fact, the financial model element of NIRSAL business plan for loan application, is an essential part of the loan application procedure. This is why you should go through this post on how to download NIRSAL Loan Financial Modelling.

NIRSAL Financial Model Applications:

Table of Contents

As a matter of fact, NIRSAL financial model is applicable for AGSMEIS, Anchor Borrowers fund, Agricultural cooperative funds and many other such funds from CBN, NIRSAL micro finance bank and even any other commercial bank loan programmes in Nigeria. At any rate, our facility will help you download and work on this model. In fact, our automated business plan platform is what you need here. You are advised to contact us for this immediately.

Financial Modelling for NIRSAL LOANS:

To start with, is financial modelling business homework task. It’s an analytical framework where you apply your business operational variables to build your expected financial parameters. This model helps you work out your operational breakeven points. Therefore, it’s a business mathematical model designed to appraise your business performance. These could be your financial asset or business, project, or any other investment.

Financial Model Basis:

In fact, the forecast is typically based on your historical performance and assumptions about the future activities. It generates an income statement, balance sheet, cash flow statement, and other supporting schedules.

As a matter of fact, this is what NIRSAL financial modelling does for you. So, it tells NIRSAL micro finance bank whether to lend you the money or not. Therefore, you must not get it wrong. This is why we prefer doing this assignment for our clients.

Sample Financial Model:

Furthermore, we have here a sample of the financial model. This is just a template, since we know that no two business plans are the same. But with your particular business variables, you generate a unique financial model for yourself in a matter of few hours.

A Business Plan On How to download NIRSAL Loan Financial Modelling

Furthermore, a business plan without a financial modelling analysis is not complete. A lot of people think they can do it. It’s ok. But get it right that, it’s a professional exercise. I have also come across many who managed to produce one but have difficulty in interpreting the parameters generated. If you get in contact with us, you will avoid all of these embarrassments.

We have here such things, objectives or functions of business plan. But check if they are relevant without the financial modelling.

So business plan;

Provides a structured way of organising your thoughts and clarifying your idea.
Assist you set out your goals and spot any potential problems in achieving these goals.
Furthermore, it gives you a clear strategy to follow from onset and what to do when things get busy.
Is required when applying for external financing; both as an existing or a start-up business.
In fact, it allows you to measure your progress as you go on.
It ensures all of your team members are working towards the same vision.
And finally, helps you plan for the future.

Considering our position above, you can see that the financial modelling plays very essential role in all of these functions or objective of business plan. That is why we advocate for an honest, accurate and timely business plan using our platform

WHAT NIRSAL BANK DOES FOR YOUR BUSINESS?

TECHNICAL ASSISTANCE

In fact, the provision of financial modelling for business plan for NIRSAL loan application is a great technical assistance for you. This is because NIRSAL believes that capacity building plays a critical role in unlocking the potential for sustainable agribusiness and SMEs financing in Nigeria.

Therefore, NIRSAL, in collaboration with relevant partners, provides training and capacity building programs for actors in the pre-upstream, upstream, midstream and downstream segments of agricultural and SMEs value chains. In this connection, it helps strengthen the capacity of financiers and investors in understanding the agriculture and SME sectors of the economy. Therefore, it offers measures for streamlining credit assessment processes for agribusiness and SME transactions. In fact, this leads to agribusiness and SMEs finance product development.

BUSINESS MODELLING

Furthermore, in response to identified gaps, NIRSAL applies its expertise into the development of bespoke, optimized and sustainable business models for SMEs and agricultural value chains and value chain segments. Therefore, NIRSAL’s business models leverage market dynamics and technology to guarantee value chain optimization, cash flow stability and financial return maximization to key actors, particularly the smallholder farmers and SMEs.

FINANCING FRAMEWORKS

In addition, NIRSAL’s financing frameworks present a window of financing to address working capital constraints associated with specific segments of SMEs, and agricultural value chains for transactions fulfilling a set of conditions. In fact, these fall within NIRSAL business models that have been pre-agreed with financial institutions under the NIRSAL guarantee.

More on Financial Model And How to download NIRSAL Loan Financial Modelling

What is a financial model used for? Whys is it necessary for you to ask for our assistance in downloading your business plan financial modelling?

To start with, this financial model is very essential as an integral part of NIRSAL loan application.
Secondly, the output of this financial model will help you perform financial analysis and make decision.

Your business decisions could be to;

Raise capital (debt and/or equity)
Make acquisitions (businesses and/or assets)
Grow the business organically (e.g., opening new stores, entering new markets, etc.)
Sell or divesting assets and business units
Budget and forecasting (planning for the years ahead)
Capital allocation (priority of which projects to invest in)Valuing a business

3. Thirdly is Credit Analysis.

As a matter of fact, credit analysis is a process of determining, through both qualitative and quantitative data, whether an entity could be committed to its financial obligations.

Again, it also highlights the risks and how they may be mitigated should the entity be unable to fulfil its commitments.

Therefore, in the instance of a bank lending to a business, it’s the bank’s responsibility to evaluate the risks of the proposal. This is why your business plan financial models must be attractive. As a layman, you may not know what the bank is looking at. Why not contact an expert to do this for you. You can contact us immediately, through +234 8034347851 or mail us via [email protected]

Sample Financial Modellingz; Chash Flow Analysi:

Furthermore, this is an example of an automated generated financial model we produce with our automatd platforms. It’s very accurate and timely. It does not fail, and so, your loan application will not fail. Contact us today for any form or size of business plan.

Year: 2020 2021 2022 2023 2024

Net Cash Flow from Operations Net Profit	1653,318	1653,385	1653,654	1653,508	1653,346
Depreciation & Amortization	153	153	153	153	153
Change in Accounts Receivable	(116,845)	175	10	10	10
Change in Inventory	(130)	10	10	10	10
Change in Accounts Payable	17	(13)	10	10	10
Change in Income Tax Payable	1279,994	127	1117	(163)	(169)
Change in Sales Tax Payable	15,876	(126)	10	10	10
Change in Prepaid Revenue Net Cash Flow from Operations	1922,372	1653,512	1653,823	1653,498	1653,330
Investing & Financing Assets Purchased or Sold	(1335)
Net Cash from Investing	(1335)

Change in
Long-Term Debt	10	10	10	10	10
Net Cash from Financing	118,916	(116,916)	10	10	10
Cash at Beginning of Period	10	1940,953	11,577,549	12,231,372	12,884,870
Net Change in Cash	1940,953	1636,596	1653,823	1653,498	1653,330
Cash at End of	1940,953	11,577,549	12,231,372	12,884,870	13,538,200

Who are we and why Us?

Finally, if you must be in agro related business, then you must be sure of how to always generate your financial model. Especially, when you are looking for loan from CBN or NIRSAL micro finance bank. In fact, we wish to introduce ourselves here. As a firm of chartered accountants, we promise you that the financial model we generate for you will be accurate. In fact, we have every facility necessary to do this. So, as professionals, we produce bankable reports in this respect. You may wish to contact us through +234 8034347851 or [email protected]

And now, would you help us share this to reach others? And, would like us on our Facebook handle? Thanks for all of these.

Ane

Deacon Anekperechi Nworgu, a seasoned economist who transitioned into a chartered accountant, auditor, tax practitioner, and business consultant, brings with him a wealth of industry expertise spanning over 37 years.